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ABOUT LONNIE WILBORN JR.

Welcome to my website, and congratulations on taking the first step to buying or refinancing your home. I look forward to putting my expertise and mortgage services to work for you!

With AmeriFirst Financial you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team.

Competitively Priced Loan Programs:

  • Home Affordable Refinance Program (HARP) Disclaimer
  • Purchase, Rate and Term Refinance, and Cash-out Refinance Programs
  • Fannie Mae Conventional, High-balance and Adjustable-Rate Mortgages (ARMs)
  • Jumbo, Portfolio & Investor Products
  • FHA/VA/USDA

We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.

Mortgage Calculator

Buying a home is a big investment with expenses you may not have thought about. Use our mortgage calculator to estimate your mortgage payment, including taxes and insurance.

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Estimate

$1,341/mo
30-Yr Fixed / 4.25% Interest
  • Principal & Interest $949
  • Property Tax $250
  • Homeowners Insurance $58
  • Mortgage Insurance $84

Additional Calculators

How Much Will My Payments Be?
Calculate your monthly payment with applicable finance charges, PMI, hazard insurance, and property taxes.

Mortgage Principal Calculator
This calculator allows you to "peek into the future", allowing you to see the remaining balance of your mortgage after several payments.

Affordability Calculator
How much can you borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view.

Mortgage Length Calculator
This calculator will help you to determine your savings if you make larger monthly payments.

What if I Pay More Every Month?
See how your mortgage will be reduced, if you pay $$$ more every month.

Should I Refinance?
Is your old APR (Annual Percentage Rate) too high? Estimate the benefits of refinancing using this calculator.

Tax Benefits Calculator
This calculator will calculate your tax savings after a house purchase. Financial analysis includes first year as well as total tax savings.

Should I Pay Points to Lower My Interest Rate?
Calculate how much points affect your monthly payments and how fast they will pay for themselves.

SEE WHAT PEOPLE ARE SAYING ABOUT US

Lonnie was an absolute pleasure to work with. He was professional, helpful, knowledgeable, and friendly. The whole process of qualifying for a mortgage, to closing, went very smooth and I was always kept informed on what was happening. I will definitely use Lonnie again if I need to ... READ MORE Mechelle Curry- Hernandsz
I wanted to take a moment and let any potential home buyers know that Lonnie Wilborn Jr. is an exceptional loan officer. Lonnie's communication, professionalism, and competence are all values that allowed me to close on my first home. He was attentive to all of my questions, ... READ MORE Ryan Coleman Speech Language Pathlogist
I wanted to take a moment and let any potential home buyers know that Lonnie Wilborn Jr. is an exceptional loan officer. Lonnie's communication, professionalism, and competence are all values that allowed me to close on my first home. He was attentive to all of my questions, ... READ MORE Ryan Coleman Speech Language Pathlogist
Lonnie wilborn will see you through to the day you walk in your own front door. He was on point keeping me up to date and was on the phone with me more than once late at night. He was even there at moments notice while on vacation. Thanks Lonnie, for being there to help me find a home ... READ MORE Lucas Bausch Supervisor/Driller/Pump technician
Truly blessed to have worked with Lonnie, everything during our process was smooth and he was always available to answer questions and guide me through my first time home owner process. Thank you Lonnie, sending many blessings your way. Would recommend 10/10 times. Roberto Flores Roberto Flores
I recommend working with Lonnie Wilborn for your home loan needs. Lonnie and I helped a client purchase his first home when he thought he would not qualify. This client and his family are now happily living in a newer two story home. Thanks Lonnie for all your assistance. Michael ... READ MORE Michael Garcia Michael Garcia Realtor Home Smart Advantage Group
We found Lonnie online and he was very helpful and always available for us as well as our broker. We closed on time and the whole process was very smooth. He would check up periodically once we made an offer to make sure everything went right. Thanks Lonnie!! Michael Santana
My daughter and I just bought our first home and we could not have done it without Lonnie! Throughout the entire process, he was extremely supportive, punctual, efficient, and a wealth of information! He responds to emails and requests in a matter of minutes (not a figure of speech). ... READ MORE Boyanka Chortleneva Home Buyer
My mom and I just bought our first home and we could not have done it without Lonnie! Throughout the entire process, he was extremely supportive, punctual, efficient, and a wealth of information! He responds to emails and requests in a matter of minutes (not a figure of speech). His ... READ MORE Ralitsa Petrova
Lonnie is fantastic at what he does. He was able to get me the lowest interest rate available and shared with me ways that may raise my credit score . He was so patient with my million and one questions that he had already answered like 5 times. He always responded in a timely manner ... READ MORE VIERGELA N CALIXTE VIERGELA N CALIXTE Buyer
Lonnie was amazing through the whole home buying process. He immediately answer my millions of texts at all tones of the day and night and always seemed to do it happily. I am glad to have worked with him. He made everything seem incredibly easy and just made it flow. If you are ... READ MORE Joanna Clancy Joanna Clancy Administrative assistant
Lonnie is amazing. Communication is fantastic , and assured that you understand everything. Going forward Lonnie will be my go to. Thank you Lonnie!!! Jason Jaafar Manager of Sales
I was a First time Home Buyer I was nervous wasn't sure exactly what to do. My first call with Lonnie went great he helped me understand the process, I felt more confident and at ease after our conversation. He helped me build my credit score to get into a better Down Payment ... READ MORE Javier Jimenez Jr New Homeowner
I was a First time Home Buyer I was nervous wasn't sure exactly what to do. My first call with Lonnie went great he helped me understand the process, I felt more confident and at ease after our conversation. He helped me build my credit score to get into a better Down Payment ... READ MORE Javier Jimenez Jr
Lonnie was awesome!!! His guidance and support throughout the entire process is the reason I am a homeowner today. In today’s world, good customer service is rare, but Lonnie has given me hope again. Thanks For going above and beyond!!! Heather Hall Heather Hall Administrative Director
Recommending a lender to my clients is a direct extension of myself and something I take very seriously. I am confident referring Lonnie to my clients as I know he will take care of them. He follows up, educates them and advises them when it comes to the lending process. And he closes ... READ MORE Kandis Hernandez Kandis Hernandez Real Estate Agent
As a first time home buyer, i was so stressed and lost. He helped me and made the process so easy. He always answered any questions no matter what time i called or emailed him. I'm so happy to have known Lonnie and i enjoyed working with him. Thanks so much for your help and your ... READ MORE Homeowner Tempe Business Consultant
It was an amazing experience he kept us updated every week, he answer every question we had along the way, returned every call., he definitely made transaction smoth and always made himself available to other clients I sent for his expertise, it was an honor to work with him and ... READ MORE Raquel Gamez Raquel Gamez Realtor
This was my first time working with this lender and I have to say this was such a smooth transaction from start to finish. The number one thing that I loved about Lonnie is that he kept me in the loop every step of the way and had constant communication with me. I work with different ... READ MORE April Ayala April Ayala Sales Agent/Transaction Cordinator
Lonnie was amazing! We had quite a few things that we considered hurdles and Lonnie helped us jump each one. He kept an open line of communication with us and kept us informed of everything happening. He made sure we knew what options were available with each step and was honest about ... READ MORE Jennifer Assini Happy New Homeowner
It was a pleasure working with Lonnie. He was always professional, courteous, and kept everyone up to date on a weekly basis. I will seriously consider using Lonnie for my next transaction. Respectfully, James Sterpka Coldwell Banker Residential Brokerage Sun City West, AZ 85375http://reach150.com/mortgage-refinance-first-time-buyer/review/67303/lonnie-wilborn-jr/204628/jim-sterpka-recommends-lonnie-wilborn-jr-at-amerifirst-financial-inc' style='font-weight: bold' target='_blank'>READ MORE Jim Sterpka Realtor
Thank goodness I found LONNIE!!! I had the best experience working with him. From day one he made me feel so comfortable. I had no idea where to start with purchasing a home since I've never been through the process. Lonnie made every step simple and if I was confused he made sure ... READ MORE Susan Terry 1st time home OWNER!!!
Lonnie was exceptional and is highly recommended. His wealth of knowledge is a huge asset. He was encouraging, confident and attentive through the whole process. I was blessed to have Lonnie as my loan officer. I couldn't be happier with his service. Daniel Fisher Web Designer
I can’t say enough about Lonnie. He was very informative from the beginning. He always took the time to discuss,answer questions, phone calls, until we felt comfortable with everything. He is very professional, and also caring, which just really put any concerns we had at ease. ... READ MORE David /Leora Spurlock David /Leora Spurlock Homeowner
I had a very unique situation that I wanted to keep private. My realtor and friend knew about the challenges and recommended Lonnie as my mortgage officer. I first met with him over coffee to tell him about my situation. Lonnie was super supportive and it was obvious at our first ... READ MORE Kristi Miller Sales Director
Where do you even start when trying to illustrate the magnitude of appreciation and satisfaction you receive from a 5 Star (6 is more like his rating in my opinion) Loan Officer such as Lonnie Wilborn Jr.. As a first time home buyer and with not the perfectly painted background that I ... READ MORE Sarah Lauderback Sarah Lauderback Arizona Account Director of Sales and Education
5 stars for Lonnie! He was very professional and on top of everything. He would answer questions right away and was very truthful through the whole process. He worked really hard to make our dream of owning a house a reality. Do not hesitate to contact him. Thank you for everything Lonnie! http://reach150.com/mortgage-refinance-first-time-buyer/review/67303/lonnie-wilborn-jr/167870/juan-contreras-recommends-lonnie-wilborn-jr-at-amerifirst-financial-inc' style='font-weight: bold' target='_blank'>READ MORE Juan contreras
Lonnie is the bomb. com .. you need a loan Lonnie is there !! He is on point and makes sure you understand the process. it went so smooth I couldn't believe it and we close early !! thank u Lonnie!! Angela Harper Angela Harper manager
Lonnie did an absolutely amazing job for me! When I first came to see Lonnie I was struggling with getting approved for a loan that would allow me to have a home that I could be happy in and grow in with my son. After meeting Lonnie he was able to not only find me an amazing loan but ... READ MORE Kristin Brady Kristin Brady
Lonnie did a phenomenal job.he took the time to listen to our needs and concerns. Being a first time home buyer I had a lot of questions to ask.Lonnie was able to answer all my questions and in a timely manner and wanted to go above and beyond to get us our first home. Thank you so ... READ MORE Jon & Amanda Stahl Manager
First time I've worked with Lonnie, and he did a great job on a not-uncomplicated deal. Very responsive and thorough. Looking forward to working with Lonnie next time! Dave Margolis Dave Margolis Expert Advisor at Corner Connect - Realty Executives Tucson Elite
I recently closed a transaction with Lonnie. From start to finish the process was a seamless one. He stayed in communication with all parties to assure a smooth transaction. If you're looking for financing options, Lonnie is the man! Sarah Abdelrasul Realtor
Lonnie was very professional, knowledgeable, and responsive through the entire process. It was a great pleasure working with him. We had so many questions and concerns and he was such a great help, there were no surprises throughout the process which made things even better. We will ... READ MORE Alfred (AJ) Taitano & Ashley Guajardo Alfred (AJ) Taitano & Ashley Guajardo Service Advisor at Peoria Ford
I recently closed on my first home at the age of 29! I used to think buying a home was never going to happen for me. I have spent the past 6 years as a single mom of 4 kids working paycheck to paycheck. I do have a great job with steady income and a lot of room to grow. My credit ... READ MORE Melanie A Carter Account Administrator for Al Coronado Plumbing
Lonnie knocked it out of the park for one of my clients. He gave them a great rate, awesome service, and helped out with down payment assistance. I can't say enough good things! Karl Freund Karl Freund Designated Broker
Lonnie was wonderful to work with. I felt that he worked in the best interest of my Clients throughout the entire process. He communicated through every step of the way. I am very pleased with the service he provided. Valerie Whitman Valerie Whitman Realtor with Realty ONE Group
 

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